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Wednesday, May 22, 2024

When planning for the future, particularly for pre-retirees, understanding how to optimize life insurance coverage is essential. Achieving the "maximum" amount of coverage effectively does not mean ensuring that your life insurance...

Wednesday, April 10, 2024

Many individuals turn to employer-sponsored qualified plans like 401(k)s and 403(b)s when planning for retirement. These plans allow contributions from pre-tax income, often touted as a method to save for the future while reducing...

Wednesday, March 13, 2024

Most of my clients prioritize securing the financial future of their loved ones in the event of their unexpected passing. Financial institutions frequently recommend two types of life insurance policies: term life insurance and group...

Thursday, October 26, 2023

When planning for the financial future of your loved ones, life insurance policies play a crucial role. The array of insurance options available can be overwhelming, with term and group life insurance being two popular choices. J...

Wednesday, June 21, 2023

When it comes to managing our finances and planning for the future, it's essential to be aware of the various financial products and strategies often recommended to us by various financial institutions. These organizations often...

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Wednesday, January 18, 2023

Now that savings rates are out of the tank for the time being, we will most likely hear and read a lot more in the news about the "miracle of compound interest." But is compound interest all it's cracked up to be?What is compound...

Monday, October 17, 2022

In this uncertain and turbulent economic environment, making your financial health a priority is top of mind for many. Our team has compiled three steps to get your finances in better shape than they may be today. After reading the...

Monday, September 12, 2022

A recent survey found that 28% of workers are very confident about having enough money to live comfortably through their retirement years. At the same time, 27% are not confident.1In 2001 congress passed a law that can help older...

Tuesday, August 16, 2022

Risk is a factor in any investment decision that you make. Your tolerance for risk is something that you will want to consider when you make decisions alongside your trusted financial professional. Your risk tolerance is balanced...

Wednesday, July 20, 2022

As Teddy Roosevelt once observed, "Old age is like everything else. To make a success of it, you've got to start young."The challenges seniors have met throughout their lives have made them wiser and stronger, preparing them for the...

Wednesday, June 15, 2022

When it comes to retirement, women may face unique obstacles that can make saving for retirement more challenging. Given that women typically live longer than men, retirement money for women may need to stretch even further.1Despite...

Wednesday, May 18, 2022

The article below is one that resonates deeply with me.It offers basic steps to help set the foundation where those contemplating retirement can be more productive with their wealth-building strategies, protecting their hard-earned...

Tuesday, April 12, 2022

Did you know that... Sixty-one percent of American workers have no private short-term disability insurance.1,2 Sixty-seven percent of working people in the U.S. lack private long-term disability coverage.1,2 Forty-eight percent of...

Wednesday, March 16, 2022

What kind of role can a financial professional play for an investor? The answer: an important one. While the value of such a relationship is hard to quantify, the intangible benefits may be long-lasting. There are certain investors who...

Wednesday, February 9, 2022

Do you need a life insurance policy in retirement? One school of thought questions this decision. Perhaps your kids have grown, and the need to help protect the household against the loss of an income-earner has passed. If you are...

Wednesday, January 12, 2022

According to the most recent estimates from the US Census Bureau, the population of people over the age of 55 grew twenty times faster than the population of people younger than 55 between 2010 and 2020. The fastest-growing age group...

Wednesday, December 15, 2021

Most portfolios are constructed based on an individual's investment objective, risk tolerance, and time horizon.Using these inputs and sophisticated portfolio-optimization calculations, most investors can feel confident that they own a...

Wednesday, November 10, 2021

Preparing for retirement can look a little different for women than it does for men. Although stereotypes are changing, women are still more likely to serve as caretakers than men are, meaning they accumulate less income and benefits...

Wednesday, October 13, 2021

The famous saying from Poor Richard’s Almanack is frequently misquoted. It was published by founder Benjamin Franklin in 1737: “A penny saved is two pence clear.” Finding ways to manage expenses is one of the...

Thursday, September 9, 2021

For the casual observer, it sometimes seems that variable annuities are either “terrible” or “wonderful.” Commentators in the financial media seem to occupy a polarity of opinions we might see in politics. What...

Tuesday, August 24, 2021

When you read about money matters, you may see the phrase, “getting your financial house in order.” What exactly does that mean? To some, when your financial “house is in order,” it means it is built on a solid...

Monday, July 19, 2021

How do you picture your future? Some see retirement as a time to start a new career. Others see it as a time to travel. Still others plan to spend more time with family and friends. With that in mind, here are some things to consider....

Wednesday, March 3, 2021

Retirement Social Security: Maximizing Benefits Most understand that waiting to claim Social Security benefits can result in higher monthly payments. However, many don’t know that there are other ways to maximize their benefits,...

Tuesday, February 23, 2021

The Setting Every Community Up for Retirement Enhancement (SECURE) Act is now law. With it, comes some of the biggest changes to retirement savings law in recent years. While the new rules don’t appear to amount to a massive...